A $95 Fine for No Health Insurance?

The Wall Street Journal recently published an article clarifying, in its analysis, the real effects of the Affordable Care Act (ACA) – aka “Obamacare” in terms of the penalty for not purchasing health insurance.

Heavily-touted as a seemingly-innocuous $95 fine is misleading, the Journal writes in a March 29 article titled “5 Things to Know about the Health Law’s Penalty,” because it is $95 or 1% of your income, whichever is greater.

Granted, the Journal explains, income is not gross, but adjusted. Nonetheless, it calculates that a family of four with two earners making $100,00 per year would pay at least $800 in an annual fine for electing to live without health insurance – a far cry from $95, the Journal writes.

How would the government even collect the fine?  Through next year’s tax returns, explains the Journal. In fact, the penalty for not signing up for health insurance coverage in 2014 will result, in some cases, in adverse effects on 2015 tax credits, making the overall impact on families even greater.

So where did this “$95” figure come from? That’s for low-income families, the Journal writes. Not representative of most Americans.


BROOKLYN, NY – ElectrifyNY coalition, lawmakers, and environmental justice advocates join advocacy forces in support of the Clean Deliveries Act (S.

Top Stories


A pregnant woman was driving in the HOV lane near Dallas.

General News

FALMOUTH, MA – The police in Falmouth have identified the victim in an accident involving a car plunging into the ocean on February 20, NBC10 Boston reported.


Lebanon’s Christians Feel the Heat of Climate Change in Its Sacred Forest and Valley (Vid)

BCHARRE, Lebanon (AP) — Majestic cedar trees towered over dozens of Lebanese Christians gathered outside a small mid-19th century chapel hidden in a mountain forest to celebrate the Feast of the Transfiguration, the miracle where Jesus Christ, on a mountaintop, shined with light before his disciples.

ATHENS – On the occasion of the centenary of the birth of Maria Callas, widely considered the greatest diva in the history of opera, the Hellenic Institute of Cultural Diplomacy-U.

LOS ANGELES (AP) — Two months after his historic ouster as House speaker, Republican Rep.

LONDON (AP) — The British government apologized Wednesday to the families of 97 Liverpool soccer fans who died after a stadium crush 34 years ago, as it introduced a charter it said will sharply diminish the chances that others will endure the kinds of injustices they suffered.

CAIRO (AP) — A cargo ship broke down in Egypt's Suez Canal on Wednesday and crashed into a bridge over the crucial waterway, authorities said, adding that the incident did not disrupt traffic through the canal.

Enter your email address to subscribe

Provide your email address to subscribe. For e.g. [email protected]

You may unsubscribe at any time using the link in our newsletter.