ΑΤΗΕΝS — Just under three in 10 Greek households (28%) owed money for a loan last year, while 72% did not have any loan, excluding mortgage loans for their primary residence, Hellenic Statistical Authority said on Monday. The statistics service, in a report, said that out of the 28% of indebted households, 19.6% had one loan, 6.5% had two loans, 1.7% three loans and 0.2% four loans. The report said that 15.9% of poor households said they had at least one loan, while the percentage among other households was 30.6%. A 56.3% of these loans referred to the purchase of assets (furniture, interior design), followed by daily living expenses (46.5%), education (7.9%), transportation (7.8%), holidays (7.2%), healthcare (3.6%), personal loans (1.5%) and loan refinancing (1.4%). Bank lending accounted for 99.2% of all household loans, followed by private means (1.7%) and other means (0.2%).

Average monthly loan payments were 236.70 euros. The report showed a 37.4% of households saved money, while a 27.3% spent from their savings.

A 40.7% of households said they owned a property asset beyond a primary residence.